The Kelpie inhabits near the lakes and rivers of Scotland. It is often referred to as a “water horse” since this create is shaped like a horse, but can assume other forms to fool its victims. The Kelpie will appear as a friendly horse luring humans to ride on its bakck. Once a person mounts this monster they would find themselves glued to the creature sealing their doom. The Kelpie would then jump into the river or lake drowning its victim and consumed later.